Calculate returns on one-time investment with real-time graph & year-by-year breakdown schedule.
| Year | Invested Amount | Interest Gain | Total Value |
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A lumpsum investment is a one-time single deposit into a mutual fund or financial asset, rather than spreading out investments over regular intervals like a SIP.
SIP involves periodic monthly contributions, while Lumpsum requires depositing the entire amount upfront at once.
Lumpsum investments are generally ideal when market valuations are attractive or during market corrections for long-term growth.
Yes, equity mutual fund growth compounds annually as gains generated by the asset get reinvested.
Open-ended funds allow redemption anytime, subject to exit loads (if redeemed within 1 year) and taxation.
Returns held over 1 year in equity funds are taxed as Long Term Capital Gains (LTCG) above the applicable tax-free exemption limits.