Calculate returns on Systematic Investment Plan (SIP) with visual breakdown and yearly schedule.
| Year | Invested Amount | Estimated Returns | Total Value |
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A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds, benefiting from rupee cost averaging and compounding returns.
Rupee cost averaging allows you to buy more fund units when prices are low and fewer when prices are high, averaging out costs over time.
SIPs can generally be paused, modified or stopped, subject to the mutual fund scheme and platform terms; applicable exit loads or other charges may apply on redemption.
No. SIPs in mutual funds are market-linked and returns are not guaranteed. Do not assume that an equity fund will outperform a fixed deposit over every period.
Equity mutual funds held over 1 year attract Long Term Capital Gains (LTCG) tax above applicable exemption thresholds.
Both yield almost similar returns over long horizons; monthly SIPs align better with regular salary cycles.