📊 SIP Calculator

Calculate returns on Systematic Investment Plan (SIP) with visual breakdown and yearly schedule.

Monthly Investment (₹)Monthly Investment (₹) Monthly Investment (₹)

Expected Return Rate (% p.a.)Expected Return Rate (% p.a.) Expected Return Rate (% p.a.)

Time Period (Years)Time Period (Years) Time Period (Years)

Invested Amount: ₹0

Est. Returns: ₹0

Total Value: ₹0

Wealth Growth

📅 Year-by-Year Growth Schedule

Year	Invested Amount	Estimated Returns	Total Value

What is SIP?

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds, benefiting from rupee cost averaging and compounding returns.

Frequently Asked Questions

1. What is rupee cost averaging?

Rupee cost averaging allows you to buy more fund units when prices are low and fewer when prices are high, averaging out costs over time.

2. Can I pause or stop SIP anytime?

Yes, mutual fund SIPs offer complete flexibility to pause, modify, or stop installments without penalty.

3. Are SIP returns guaranteed?

No, SIP investments in mutual funds are subject to market risks, but equity funds historically outperform traditional fixed deposits over long terms.

4. Is tax applicable on SIP redemptions?

Equity mutual funds held over 1 year attract Long Term Capital Gains (LTCG) tax above applicable exemption thresholds.

5. Which option is better: Monthly or Weekly SIP?

Both yield almost similar returns over long horizons; monthly SIPs align better with regular salary cycles.